A Meditation on McDonald’s
McDonald’s, 9 a.m.My coffee, as usual, is tasty and lawsuit hot. I look around and
Social Security
At Least You Still Have Your Human Capital
It’s ugly out there. Millions of people have lost a major part of their financial
Two Candidates with a Nasty Secret
In the coming election, two major candidates share a nasty secret. Twenty-five years ago the
Getting an Economic Grip
The patient suffered a cardiac arrest. A dangerous amount of time has passed. Although the
The Amazing Deficit Reduction— Not!
When it comes to financial magic, the government of the United States takes the prize.
Joseph Vineyard, Meet Joe Six Pack
On this glorious Labor Day Weekend I’d like to say a few words about the
The Realities of Retirement Income
If there is a mythical god in charge of retirement, it would have to be
Living Standard Risk
Life is full of risks. Many have esoteric names. Like longevity risk, the risk of
Fine-Tuning the Social Security Benefits Decision
Married women should take Social Security benefits early. Married men and single women should take
How To Play Catch-Up On Retirement
Over the last 40 years my wife and I raised seven children. Consequently, we find
Understanding Social Security, the Trust Fund, and Future Benefits
For most people it’s TMI--- Too Much Information. In recent weeks, one reader confidently informed