Joseph Vineyard, Meet Joe Six Pack
On this glorious Labor Day Weekend I’d like to say a few words about the
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Lord Byron Said It First
“Yes. Ready money is Aladdin’s Lamp.” ---Lord Byron, 1788-1824 Most of us don’t appreciate the
The Nitwit Sector
Last time I dared look, the financial sector of our economy accounted for about
Variable Annuity Watch, 2007
For returns, they’re still not worth shooting. But there is an inkling of hope. The
Sales Commissions versus Reality
The most heavily marketed insurance product, the equity index annuity, is becoming the most litigated
The Sublime Beauty of Inflating Houses
If you bought a house in Los Angeles in the early ‘90s, you were “catching
The Realities of Retirement Income
If there is a mythical god in charge of retirement, it would have to be
The Sublime Beauty of Falling Knives
Would you dare buy a house in California today? In spite of mind-boggling prices, the
The Long Term Cost of High Investment Expenses
Today’s rude question: When does your money manager cost more than the taxman? Answer: Sooner
Living Standard Risk
Life is full of risks. Many have esoteric names. Like longevity risk, the risk of
A Flat Tax, with bumps and potholes
We already have a flat tax. It just has bumps and potholes. The fact that